Monday, October 6, 2008

My return to MSB, personal finance, general penny pinching

I've returned to the minus sign blues after a fairly long (3 month) break. While I can't exactly come up with a fancy pants iron clad excuse for my long absence from the personal finance blog-o-sphere, I have to say that I'm returning fairly motivated to share my research and musings with those who may share my unfortunately predicament once again.

In short, I left partly because of time constraints and partly because I had less of a need to write. I started and maintained this blog for so long simply because of the fact that writing helps me organize my thoughts and logically arrange my emotions. It's a type of therapy for me. The warm summer air (and lack of heating bills) made my debt situation a bit more bearable. So I was able to enjoy life a little more and keep those unsightly invoices tamed.

That $500 a month reserved for kerosene went a long way to improving our quality of life and our checking account.

My little summer off was pretty productive. Both American Express cards bit the dust and their sky high interest rates are no longer of my concern. Several other low balance accounts were also terminated with extreme prejudice. Although I wish I could have earned more to put several others to rest, I'm happy with the progress we've made thus far.

But the leaves are beginning to stick to my windowpanes and more and more blankets are finding themselves piled on top of my bed. A recent examination of our finances reveals that once again because of the impending winter we must button up and live a bit less comfortably and a bit more frugally.

This means a serious return to personal finance research, penny pinching and staving off winter-mopeyness. It also fortunately means a return to blogging.

Expect to see some neat things here in the coming weeks and months. I have many things to read and write about.

3 comments:

Joan said...

great to see you back in the swing of things!

Dawn said...

Oh my gosh I'm glad you're back and doing so well!!!
Congrats on marrying your love - that is awesome ... and I wish you both the best!!!
I'm adding you to my blogroll right now!

joan said...

oh by the way. congratulations on paying off american express. i know how much of a hard time you were having with them

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